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Some are quite obvious: one trick is to offer you cash to put money through your bank account.Others are less so: one ingenious new trick capitalises on the green trend by asking investors to put their money into something called carbon credits. You get a call from someone posing as your bank or the police.They say you need to replace your debit or credit card because you’ve been targeted by fraudsters.It may be that there was never any policy and you’ve simply paid for a bit of paper.
Cheaper technology is allowing criminals to read bank cards by fitting a tiny electronic gadget to the card slot on a cash or ticket machine.
In particular, they are targeting those in car parks or train stations.
While you’re distracted, your card will be deftly pinched.
Within minutes hundreds of pounds will be swiped because the fraudsters had looked over your shoulder at the cash machine and watched you input your PIN.
Hackers can often easily break your passwords if they have your name, age and email address — all information freely available on the internet.
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You’ll usually be caught out by this if you don’t have up-to-date internet security.